Disclosures for Physicians and Hospitalization (provided by Careington International):

1. Please note that THIS IS NOT INSURANCE.
2. The plan provides discounts at certain health care providers for medical services.
3. The plan does not make payments directly to the providers of medical services.
4. Plan members are obligated to pay for all health care services but will receive a discount from those healthcare providers who have contracted with the discount medical plan organization.
5. Discount Medical Plan Organization and administrator: CAREINGTON International Corporation, 7400 Gaylord Parkway, Frisco, TX 75034; phone 800-441-0380.

Disclosures for Dental, Pharmacy, Mail-Order Pharmacy, Hearing, Vision, Vitamins & Wellness, Diabetic Care, TelaDoc, and Nurse Hotline Benefits (provided by New Benefits):

This plan provides discounts at certain health care providers for medical services. This plan does not make payments directly to the providers of medical services. The plan member is obligated to pay for all health care services but will receive a discount from those health care providers who have contracted with the discount plan organization. DMPO: New Benefits, Ltds. 14240 Proton Rd. Dallas, TX 75244 -- (800) 800-7616. CLICK HERE to obtain participating providers.. The range of discounts for medical or ancillary services provided under the plan will vary depending on the type of provider and medical or ancillary service received. The discount medical card program makes available, before purchase and upon request, a list of program providers in the prospective cardholder's service area, including the name, city, state, and specialty of each program provider that is located in the cardholder's service area.